ISLANDSOLD

Investor Intelligence

Victoria BC investment condos: cap rate and cash flow analysis.

Every active condo in Greater Victoria is scanned nightly. The numbers below reflect the most recent engine output: estimated market rent, cap rate at purchase price, and undervaluation relative to recent comparable sales.

Last updated: June 2, 2026

Active listings scanned

47,567

Avg cap rate

2.67%

Avg undervaluation (flagged deals)

15.7%

Greater Victoria submarket snapshot.

Grouped by MLS subarea. Cap rates shown at purchase price using market-rate rent estimates and a 20% down payment at prevailing mortgage rates.

About these figures: The cap rates below represent the full active listing inventory, including listings priced at or above market value. The IslandSold scoring engine identifies the subset of listings that clear the investment threshold — those deals typically carry cap rates of 5 to 7%. Use this table to understand submarket variation, not as a benchmark for what a qualified deal looks like.

SubmarketListingsAvg priceAvg market rentAvg cap rate
SW Rudd Park24$340K$1,831/mo4.30%
SW Tillicum424$395K$1,994/mo3.77%
CS Island View49$877K$3,982/mo3.71%
SE Mt Tolmie695$463K$2,178/mo3.60%
SE Maplewood118$410K$2,047/mo3.54%
SE Mt Doug75$611K$2,827/mo3.51%
SE Broadmead71$810K$3,624/mo3.47%
SW Gorge244$460K$2,314/mo3.47%
SE Quadra2068$474K$2,089/mo3.37%
Sk Billings Spit273$395K$1,782/mo3.35%
La Glen Lake314$451K$1,866/mo3.34%
La Florence Lake1202$521K$2,101/mo3.32%
Vi Fernwood423$473K$2,094/mo3.32%
Vi Mayfair174$528K$2,304/mo3.28%
La Langford Lake784$493K$1,982/mo3.26%
La Thetis Heights57$521K$2,179/mo3.25%
SE Swan Lake239$492K$2,259/mo3.23%
Vi Hillside794$498K$2,241/mo3.22%
Co Hatley Park15$519K$2,138/mo3.20%
Vi Central Park383$428K$1,905/mo3.19%
La Walfred266$504K$2,163/mo3.19%
La Atkins60$430K$1,815/mo3.12%
La Langford Proper2256$496K$2,019/mo3.11%
Sk Sooke Vill Core251$581K$2,550/mo3.09%
Si Sidney North-East716$732K$2,568/mo3.09%
La Mill Hill781$478K$1,829/mo3.04%
VR Six Mile580$600K$2,315/mo3.04%
Es Old Esquimalt486$575K$2,026/mo3.02%
La Jacklin568$528K$2,105/mo3.01%
La Fairway729$502K$2,065/mo3.00%
La Westhills957$554K$2,061/mo2.98%
OB Henderson50$632K$2,633/mo2.98%
SE Lambrick Park310$548K$2,209/mo2.97%
CS Saanichton479$723K$2,478/mo2.95%
Es Gorge Vale163$728K$2,838/mo2.92%
Vi Jubilee552$561K$2,103/mo2.91%
SW Gateway7$610K$2,422/mo2.91%
Vi Burnside1158$502K$2,045/mo2.88%
La Goldstream147$569K$2,209/mo2.81%
SW Royal Oak633$674K$2,415/mo2.79%
VR View Royal944$636K$2,018/mo2.77%
Co Colwood Corners411$465K$1,933/mo2.75%
Co Royal Bay948$647K$2,044/mo2.74%
SE Cordova Bay889$1.10M$3,424/mo2.61%
Vi Oaklands446$455K$1,756/mo2.61%
Co Latoria225$438K$1,690/mo2.58%
Si Sidney South-East789$874K$2,614/mo2.58%
Es Saxe Point718$744K$2,197/mo2.57%
Vi Rock Bay124$826K$3,038/mo2.57%
SE Gordon Head244$526K$1,636/mo2.57%
La Bear Mountain3262$747K$2,430/mo2.57%
Vi Fairfield West846$639K$2,297/mo2.56%
CS Turgoose1047$724K$2,408/mo2.55%
Es Rockheights1584$591K$1,779/mo2.51%
Co Lagoon153$596K$2,137/mo2.49%
SE High Quadra311$794K$2,595/mo2.48%
OB North Oak Bay2$532K$2,824/mo2.47%
SE Camosun303$568K$1,659/mo2.42%
Es Kinsmen Park520$608K$1,898/mo2.37%
Vi Fairfield East182$734K$2,199/mo2.33%
VR Hospital72$467K$1,608/mo2.29%
Es Esquimalt407$719K$2,009/mo2.23%
OB South Oak Bay671$1.27M$3,197/mo2.20%
CS Brentwood Bay177$683K$2,147/mo2.15%
SE Cadboro Bay6$565K$1,957/mo2.10%
Vi Downtown9783$598K$1,915/mo2.10%
VR Glentana38$687K$2,045/mo2.10%
SE Cedar Hill680$509K$2,231/mo2.09%
Vi Rockland327$912K$2,423/mo1.97%
Vi James Bay1362$926K$2,773/mo1.96%
OB Estevan136$1.11M$2,852/mo1.91%
SE Lake Hill122$474K$1,477/mo1.75%
Sk Silver Spray263$905K$2,290/mo1.31%

Figures are model outputs based on publicly available listing data and rental comp estimates. They are not a guarantee of income or return. Cap rate calculations assume a 20% down payment, 25-year amortization, and current 5-year fixed mortgage rates. Always conduct independent due diligence.

How these numbers are calculated.

Market rent estimate

Derived from a live rental comp database sourced from listings in the same subarea. The engine matches on bedroom count, approximate square footage, and recency of listing. Conservative, market, and optimized estimates are generated; cap rates use the market figure.

Cap rate at purchase price

Net operating income divided by list price. NOI is gross annual rent minus strata fees, property taxes, and an insurance estimate. The mortgage payment is excluded from NOI (this is an unlevered return metric). Figures are shown in basis points in the engine and converted to percentages here.

Undervaluation estimate

The engine compares each listing to recent sales of comparable units in the same building or subarea. Listings that appear to be priced below the modelled fair value range are flagged. Only listings with sufficient comp data are included in the undervaluation average.

Deal score and threshold

A composite score weighing cap rate, undervaluation, risk flags, and comp confidence. Listings that clear the threshold are surfaced to verified investors. The scoring methodology is described in detail on the methodology page.

Full scoring methodology: How the IslandSold investor engine works.

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The table above shows submarket averages. Verified investors receive full deal cards: address, cap rate, cash flow, break-even rent, undervaluation flag, and risk notes — for each listing that clears the threshold.

MLS® property information is provided under copyright© by the Victoria and Vancouver Island Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website must only be used by consumers for the purpose of locating and purchasing real estate.

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*Where indicated, "PREC" means Personal Real Estate Corporation.

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