ISLANDSOLD

Investor Intelligence

Victoria BC investment condos: cap rate and cash flow analysis.

Every active condo in Greater Victoria is scanned nightly. The numbers below reflect the most recent engine output: estimated market rent, cap rate at purchase price, and undervaluation relative to recent comparable sales.

Last updated: April 15, 2026

Active listings scanned

2,652

Avg cap rate

2.69%

Avg undervaluation (flagged deals)

16.6%

Greater Victoria submarket snapshot.

Grouped by MLS subarea. Cap rates shown at purchase price using market-rate rent estimates and a 20% down payment at prevailing mortgage rates.

About these figures: The cap rates below represent the full active listing inventory, including listings priced at or above market value. The IslandSold scoring engine identifies the subset of listings that clear the investment threshold — those deals typically carry cap rates of 5 to 7%. Use this table to understand submarket variation, not as a benchmark for what you can achieve on a qualified deal.

SubmarketListingsAvg priceAvg market rentAvg cap rate
SW Rudd Park2$340K$1,831/mo4.30%
SW Tillicum24$377K$2,016/mo3.98%
SE Broadmead8$887K$4,076/mo3.74%
SE Cadboro Bay1$395K$2,171/mo3.64%
SW Gorge10$469K$2,252/mo3.62%
SE Mt Tolmie44$477K$2,213/mo3.54%
SE Camosun15$560K$2,119/mo3.43%
Vi Fernwood27$452K$2,127/mo3.42%
Si Sidney North-East61$694K$2,646/mo3.36%
Vi Mayfair10$554K$2,389/mo3.34%
Vi Central Park20$401K$1,866/mo3.34%
La Florence Lake65$539K$2,142/mo3.33%
SE Mt Doug4$600K$2,736/mo3.33%
SE Swan Lake9$491K$2,316/mo3.33%
La Langford Lake53$494K$2,000/mo3.32%
SE Quadra103$494K$2,132/mo3.31%
Vi Hillside35$467K$2,182/mo3.31%
La Glen Lake20$460K$1,891/mo3.26%
La Thetis Heights5$535K$2,240/mo3.25%
Sk Billings Spit14$402K$1,754/mo3.23%
La Walfred9$515K$2,273/mo3.21%
La Jacklin31$535K$2,185/mo3.18%
La Mill Hill46$487K$1,877/mo3.13%
Vi Oaklands22$439K$1,968/mo3.13%
La Langford Proper133$496K$2,014/mo3.10%
SE Lambrick Park13$521K$2,144/mo3.10%
Es Gorge Vale6$675K$2,822/mo3.10%
La Fairway36$485K$2,010/mo3.04%
Es Old Esquimalt19$526K$2,087/mo3.03%
VR Six Mile26$574K$2,229/mo3.02%
La Westhills51$558K$2,067/mo2.98%
SE Maplewood5$441K$1,839/mo2.92%
SW Gateway3$610K$2,422/mo2.91%
CS Saanichton31$747K$2,521/mo2.89%
SW Royal Oak38$667K$2,450/mo2.88%
VR View Royal37$673K$2,127/mo2.82%
Sk Sooke Vill Core9$659K$2,689/mo2.80%
La Goldstream10$570K$2,170/mo2.77%
Vi Jubilee34$619K$2,171/mo2.76%
Vi Burnside63$486K$1,904/mo2.74%
Co Royal Bay68$665K$2,078/mo2.72%
Co Colwood Corners25$462K$1,910/mo2.70%
Vi Rock Bay7$799K$3,081/mo2.68%
La Bear Mountain211$782K$2,522/mo2.67%
SE Gordon Head11$474K$1,483/mo2.65%
Es Saxe Point39$709K$2,130/mo2.58%
Co Latoria18$457K$1,763/mo2.56%
SE Cordova Bay53$1.08M$3,238/mo2.53%
Vi Fairfield West50$620K$2,179/mo2.49%
CS Turgoose40$724K$2,358/mo2.49%
OB North Oak Bay2$532K$2,824/mo2.47%
CS Brentwood Bay6$646K$2,283/mo2.47%
Si Sidney South-East44$973K$2,721/mo2.46%
Es Rockheights107$599K$1,762/mo2.45%
Es Kinsmen Park21$576K$1,804/mo2.40%
Es Esquimalt17$687K$1,998/mo2.35%
SE High Quadra14$974K$2,833/mo2.20%
OB South Oak Bay35$1.39M$3,250/mo2.13%
Vi Downtown568$605K$1,916/mo2.12%
VR Hospital3$423K$1,383/mo2.11%
SE Cedar Hill31$459K$2,266/mo2.10%
VR Glentana3$700K$2,045/mo2.06%
Vi James Bay72$882K$2,736/mo1.98%
Vi Fairfield East4$762K$1,809/mo1.92%
OB Estevan5$1.10M$2,782/mo1.90%
Vi Rockland25$975K$2,544/mo1.87%
SE Lake Hill5$470K$1,439/mo1.72%
Sk Silver Spray16$952K$2,404/mo1.24%

Figures are model outputs based on publicly available listing data and rental comp estimates. They are not a guarantee of income or return. Cap rate calculations assume a 20% down payment, 25-year amortization, and current 5-year fixed mortgage rates. Always conduct independent due diligence.

How these numbers are calculated.

Market rent estimate

Derived from a live rental comp database sourced from listings in the same subarea. The engine matches on bedroom count, approximate square footage, and recency of listing. Conservative, market, and optimized estimates are generated; cap rates use the market figure.

Cap rate at purchase price

Net operating income divided by list price. NOI is gross annual rent minus strata fees, property taxes, and an insurance estimate. The mortgage payment is excluded from NOI (this is an unlevered return metric). Figures are shown in basis points in the engine and converted to percentages here.

Undervaluation estimate

The engine compares each listing to recent sales of comparable units in the same building or subarea. Listings that appear to be priced below the modelled fair value range are flagged. Only listings with sufficient comp data are included in the undervaluation average.

Deal score and threshold

A composite score weighing cap rate, undervaluation, risk flags, and comp confidence. Listings that clear the threshold are surfaced to verified investors. The scoring methodology is described in detail on the methodology page.

Full scoring methodology: How the IslandSold investor engine works.

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The table above shows submarket averages. Verified investors receive full deal cards: address, cap rate, cash flow, break-even rent, undervaluation flag, and risk notes — for each listing that clears the threshold.

MLS® property information is provided under copyright© by the Victoria and Vancouver Island Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website must only be used by consumers for the purpose of locating and purchasing real estate.

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*Where indicated, "PREC" means Personal Real Estate Corporation.

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